Would you like to reduce your monthly mortgage payment?

The Home Affordable Refinance Program gives up to 4 to 5 million homeowners with loans owned or guaranteed by Fannie Mae or Freddie Mac an opportunity to refinance into more affordable monthly payments. The Home Affordable Modification Program commits $75 billion to keep up to 3 to 4 million Americans in their homes by preventing avoidable foreclosures.

To find out if you are eligible go to www.makinghomeaffordable.gov
You may be eligible for refinancing of your home at a lower interest rate or you may qualify for a loan modification to make your monthly mortgage payment more affordable.

Beware of foreclosure rescue scams-help is free.

Other helpful websites:
Financialstability.gov